Financial Partners, LLC is not a registered investment adviser. Investment advisory services are offered through Cetera Investment Advisers LLC<\/strong>, a registered investment adviser. Investment advisory services are designed to support clients in understanding and managing their investment portfolios based on their individual goals, risk tolerance, and financial circumstances.<\/p>\n\n\n\n Fiduciary obligations apply only to services provided under the investment advisory relationship through a registered investment adviser and do not extend to brokerage transactions or other non\u2011advisory services..<\/p>\n\n\n\n Investment advisory services are offered through Cetera Investment Advisers LLC<\/strong>, a registered investment adviser.<\/p>\n\n\n\n When providing investment advisory services, advisors act in a fiduciary capacity<\/strong>, which requires acting in the client\u2019s best interest, providing advice based on the client\u2019s objectives and circumstances, and making full and fair disclosure of material facts, including potential conflicts of interest.<\/p>\n\n\n\n Fiduciary obligations apply only to services provided under the investment advisory relationship and do not extend to brokerage or other non\u2011advisory services.<\/p>\n\n\n\n Depending on a client\u2019s needs and engagement scope, investment advisory services may include:<\/p>\n\n\n\n Specific services, frequency of reviews, and fee arrangements are detailed in the client\u2019s advisory agreement.<\/p>\n\n\n\n Recommendations are developed using information provided by the client and may consider factors such as financial goals, income needs, investment experience, risk tolerance, liquidity needs, tax considerations, and time horizon.<\/p>\n\n\n\n Investment strategies are subject to market risk, and recommendations may change as client circumstances or market conditions evolve.<\/p>\n\n\n\n Advisory fees are disclosed in advance and described in the applicable advisory agreement and Form ADV. Fees are generally based on assets under management or other agreed\u2011upon arrangements and are not contingent on investment performance.<\/p>\n\n\n\n Clients should review all fee disclosures carefully before engaging advisory services.<\/p>\n\n\n\n Investment recommendations are made based on information available at the time and may not be suitable for all investors.<\/p>\n\n\n\n Brokerage services are offered through Cetera Wealth Services, LLC<\/strong>, a registered broker\u2011dealer and member FINRA\/SIPC<\/strong>.<\/p>\n\n\n\n Brokerage services are separate from investment advisory services and are governed by applicable suitability and best\u2011interest standards. Clients may engage investment advisory services, brokerage services, or both, depending on their needs.<\/p>\n\n\n\n Investment advisory services are offered through Cetera Investment Advisers LLC, a registered investment adviser. Brokerage services are offered through Cetera Wealth Services, LLC, member FINRA\/SIPC. Accounting and tax services, if offered, are provided separately in a non\u2011investment advisory capacity.<\/p>\n\n\n\n Registration with the Securities and Exchange Commission or any state securities authority does not<\/strong> imply a certain level of skill or training.<\/p>\n\n\n\n Check the background of your financial professional on FINRA\u2019s BrokerCheck<\/strong>.<\/p>\n\n\n\n Overview Financial Partners, LLC is not a registered investment adviser. Investment advisory services are offered through Cetera Investment Advisers LLC, a registered investment adviser. Investment advisory services are designed to support clients in understanding and managing their investment portfolios based on their individual goals, risk tolerance, and financial circumstances. Fiduciary obligations apply only to services […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-176","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/pages\/176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financialpartners.io\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=176"}],"version-history":[{"count":7,"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/pages\/176\/revisions"}],"predecessor-version":[{"id":437,"href":"https:\/\/financialpartners.io\/index.php?rest_route=\/wp\/v2\/pages\/176\/revisions\/437"}],"wp:attachment":[{"href":"https:\/\/financialpartners.io\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\n\n\nAdvisory Relationship<\/h2>\n\n\n\n
\n\n\n\nAdvisory Services Offered<\/h2>\n\n\n\n
\n
\n\n\n\nInvestment Process<\/h2>\n\n\n\n
\n\n\n\nFees and Compensation<\/h2>\n\n\n\n
\n\n\n\nImportant Risk Disclosures<\/h2>\n\n\n\n
\n
\n\n\n\nRelationship to Brokerage Services<\/h2>\n\n\n\n
\n\n\n\nCapacity Clarification<\/h2>\n\n\n\n
\n\n\n\nRegulatory Disclosure<\/h2>\n\n\n\n
\n\n\n\n
<\/p>\n","protected":false},"excerpt":{"rendered":"